The following Terms of Use are entered into by and between you and Fear Means Go Media, LLC (“Company”, “we”, or “us”).

The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern your access to and use of www.karolinapowalka.com, including any content, functionality, and services offered on or through www.karolinapowalka.com (“Website”).

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy and Disclaimer, incorporated herein by reference. If you do not want to agree to these Terms of Use including the agreements incorporated by reference herein, you must not access or use the Website.

This Website is offered and available to users who are 18 years of age or older. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

Changes to the Terms of Use. We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes.

Privacy. Your use of the Website is also subject to the Company’s Privacy Policy. Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is incorporated into these Terms of Use.

Accessing the Website and Account Security. We reserve the right to withdraw or amend this Website and any service or material we provide on the Website at our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

To access the Website or some of its resources, you may be asked to provide certain details or other information. It is a condition of your use of the Website that all information you provide is correct, current, and complete. You consent to all actions we take with respect to your information consistent with our Privacy Policy.

If you are provided with a username, password, or any other piece of information as part of our security procedures, you must treat it as confidential and must not disclose it to any third party. You agree to notify us immediately of any unauthorized use of your account or other breach of security.

We reserve the right to disable any username, password, or other identifier at any time in our sole discretion for any or no reason, including if you violate any provision of these Terms of Use.

No Unlawful or Prohibited Use; Intellectual Property. You are granted a non-exclusive, non-transferable, revocable license to access and use the Website strictly in accordance with these Terms of Use.

As a condition of your use of the Website, you warrant to the Company that you will not use the Website or its resources for any unlawful or prohibited purpose. You may not use the Website in any manner that could damage, disable, overburden, or impair it or interfere with others’ use.

All content on the Website (including text, graphics, logos, images, and software) is the property of the Company or its licensors and protected by copyright, trademark, and other laws. You agree not to modify, reproduce, distribute, create derivative works of, or otherwise exploit any of the Website content without prior written consent from the Company.

The Company name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company. You must not use such marks without prior written permission.

Educational and Informational Purposes Only. The information provided on this Website and any downloadable resources are for educational and informational purposes only and do not constitute legal advice.

Accuracy and Personal Responsibility. We make every effort to ensure the accuracy of information on this Website, but we cannot guarantee it. By using this Website, you accept responsibility for your own actions and results. You agree to conduct due diligence and seek professional advice before taking action based on information provided here.

No Guarantees as to Results. We make no guarantees about outcomes from the use of this Website or its resources. Prior results do not guarantee a similar outcome.

Email and Other Electronic Communications. Visiting the Website or sending emails to the Company constitutes electronic communications. You consent to receive electronic communications from us and agree that they satisfy any legal requirements for written communications.

Emailing us does not, by itself, create a contractual relationship.

Links to Third-Party Websites. This Website may contain links to third-party websites, including without limitation, Substack.com. We are not responsible for the content or accuracy of third-party websites and include them only for convenience.

Use of Free Downloadable Content. We may provide free resources in exchange for your email address. These resources are for your personal or internal business use only and may not be sold, redistributed, or used to create competing products or services without our express written consent.

Guests. We may feature guest interviews, blog posts, or other contributions. We do not guarantee the accuracy of third-party statements and disclaim responsibility for them.

No Warranties. THE COMPANY MAKES NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF THIS WEBSITE. ALL INFORMATION, CONTENT, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND.

Limitation of Liability. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE COMPANY BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF YOUR USE OF THIS WEBSITE.

Dispute Resolution. These Terms of Use are governed by the laws of the State of Michigan, excluding its conflict of laws provisions. You expressly agree to bring any claims arising from or related to this Website exclusively in the state or federal courts located in the State of Michigan.

International Users. If you access the Website from outside the USA, you are responsible for compliance with local laws.

Indemnification. You agree to indemnify and hold harmless the Company, its employees, contractors, and affiliates from and against any claims, liabilities, damages, and expenses arising out of your use of the Website or violation of these Terms of Use.

Termination and Access Restriction. We reserve the right, in our sole discretion, to terminate your access to the Website at any time without notice.

Entire Agreement. These Terms of Use, together with the Privacy Policy, constitute the entire agreement between you and the Company with respect to the Website.

Changes to Terms. We may update these Terms at any time. The most recent version will always be posted on this page.

Contact Us. If you have any questions regarding these Terms of Use, please contact us at connect@fearmeansgomedia.com

Last Updated: March 31, 2026